Information on home buying grants, mortgages, government grants, first time home buyer grants and down payment assistance programs for buying a home.
Most states offer various government grants, down payment assistance, first time home buyer grants and loans, home buying grants and mortgage loan programs for buying a home with no money down.
We have compiled a list of the hundreds of these types of available programs. Each listed program has the contact information, phone numbers, addresses, and web site addresses, if available.
Use this page to help you locate some of the available mortgages and home loan programs, as well as home buying government grants sponsored by your state, local government or other organizations in the area you wish to buy a home. Additionally there are listings of the first time home buyer grants organized by state.
The home buying grants and down payment assistance programs usually have limiting mortgage loan qualifying guidelines such as:
- maximum income limits
- minimum credit history and credit score
- available funds requirement
- first time home buyer requirement (cannot have owned a home in the last three years)
If you are not qualified for a government grant or down payment assistance, each page will list information on traditional types of mortgages.
To better prepare you for understanding mortgages and loan programs, please complete the following to receive a free guide to understanding mortgages via email.
You will be automatically forwarded to a resource list of the hundred’s of available government grants, down payment assistance, first time home buyer grants and programs and mortgages sorted by state.