How can I obtain information about my credit report history?
There are three major credit reporting companies: TransUnion , Equifax, and Experian. Obtaining your credit report is as easy as calling and requesting one or you may request a credit report with credit scores online that you may review immediately.
Once you receive your credit report, it’s important to verify its accuracy. Double check the “high credit limit,” ‘total loan,” and ‘past due” columns. It’s a good idea to get copies from all three companies to assure there are no mistakes since any of the three could be providing a credit report to your lender.
Fees, ranging from $5-$20, are usually charged to issue credit reports but some states permit citizens to acquire a free one. Contact the reporting companies at the numbers listed for more information or get a three bureau credit report online here.
Home Buyers Tip: If you do find errors which will lower your credit scores and prohibit you from buying a home or cost you higher loan fee’s and mortgage rates, you can Consult a credit repair expert
CREDIT REPORTING COMPANIES
| Company Name | Phone Number |
| Experian | 1-888-524-3666 |
| Equifax | 1-800-685-1111 |
| TransUnion | 1-800-916-8800 |